How do you plan for financial needs before, during, and after Aliyah?
We work with the client in order to identify their assets, their key financial goals and then build a customized investment plan. It is very important to plan ahead.
Frequently Asked Questions
Find clear answers to common questions on taxes, investments, and financial planning for expats navigating life abroad.
How do you advise clients on transferring large sums from the US to Israel?
We assist here, and recommend that the sources of funds are well-documented and shown to your Israeli bank prior to the transfer. Israeli banks are very particular about the details they require prior to receiving money from overseas, and therefore it is important to coordinate with them prior to sending an initial transfer.
How do you address exchange rate volatility in retirement planning?
This depends on each client’s sources of income and expenses. We can provide more specific details via an initial complimentary consultation.
Do you have strategies for minimizing currency exchange losses?
In designing investment strategies, we do take into account the potential fluctuations in exchange rates, as well as one’s personal circumstances, especially where ones earns money and where one spends it.
Do you offer fee-only financial planning?
We offer fee-only financial planning on a selective, one-time basis, especially with regards to cross-border planning pertaining to moving to a new country, e.g. making Aliyah to Israel.
Will you disclose all conflicts of interest?
We do – please see our annual ADV Part 2A disclosure document.
Do you receive commissions from products you recommend?
No – we are fee-only advisors and are compensated by our clients only.
Are there any additional hidden charges beyond your stated fee?
There are no hidden charges, and we operate in a transparent manner. The custodian may charge nominal fees for trading, money transfer and custody of foreign stocks.
What is your percentage for asset-based fees?
This depends on the total assets managed and type of account. Please see our ADV Part 2A for details.
Do you charge an asset-based fee or a flat fee?
We charge an asset-based fee on a sliding scale depending on aggregate household assets. As a fee-based advisor, we are compensated by our clients and our clients alone, because this helps avoid conflicts of interest.