Find clear answers to common questions on taxes, investments, and financial planning for expats navigating life abroad.
Yes. We develop tailored strategies for each client to help reduce the impact of currency conversion costs. This can include timing transfers strategically, consolidating exchanges to minimize fees, or using multi-currency investment platforms that reduce the need for frequent conversions.
We provide comprehensive investment solutions in both U.S. dollars and Israeli shekels. Our goal is to simplify your financial life by ensuring your assets are managed efficiently in both currencies. This allows you to maintain flexibility in spending, investing, and withdrawing funds in the currency that best supports your lifestyle and needs.
Yes, we offer fee-only financial planning services in select cases. This option is ideal for clients who want comprehensive financial advice without ongoing investment management. It allows flexibility while maintaining the same fiduciary standard and professional insight.
Yes, always. We maintain complete transparency with our clients regarding any potential conflicts of interest, in accordance with fiduciary and regulatory standards. Our disclosures, including potential conflicts, are available in our ADV Part 2A filing.
No. We are a fee-only advisory firm. This means we do not receive commissions, referral fees, or any compensation from third parties for recommending specific financial products. Our only source of income is the advisory fee you pay us directly.
No. You are free to end our engagement at any time without penalties or exit fees. Our goal is to earn your trust through performance, transparency, and service — not through binding contracts.
Our fees are generally in line with other independent, fiduciary-based advisory firms that specialize in cross-border financial planning. However, given the dual-country nature of our work, clients often find the value we provide — through tax coordination, currency management, and regulatory expertise — far exceeds what most domestic-only advisors can offer.
Our fee structure is reviewed periodically to ensure fairness, competitiveness, and alignment with industry standards. However, it remains consistent for clients once established, with no surprise changes or hidden increases.
No. We pride ourselves on transparency. Beyond our advisory fee, there may be nominal third-party costs such as trading fees, wire transfers, or custody charges from the investment custodian — but these are disclosed upfront and typically minimal. We do not receive any compensation from these providers.
Our fees vary depending on the total amount of assets under management and the type of account. We follow a transparent, tiered structure that is detailed in our official disclosure document, the ADV Part 2A. Clients receive full access to this document prior to engagement so they can review all terms clearly.