Can you set up multi-currency accounts?

How do you address exchange rate volatility in retirement planning?

Exchange rate fluctuations can significantly affect retirees living abroad. We take this into account when creating retirement income plans by modeling different currency scenarios, diversifying income sources, and ensuring sufficient liquidity in both shekels and dollars. This helps stabilize your income despite market or currency changes.

How do I manage fluctuations in currency exchange rates in my portfolio?

This is best addressed through a strategy that is mindful of currency exposures, and possibly owning assets in multiple currencies. We can put together for you an investment plan to address this.

I moved abroad in the past few years – what should I be doing with my money in the USA?

Generally for US citizens living broad, we think that liquid portfolios of stocks, bonds, mutual funds, ETFs etc should continue to be managed in US domiciled accounts, unless you need to live off that money or if you need funds to purchase a home.

Investments in overseas domiciled mutual funds are taxed at a high rate by Uncle Sam. Also, your US-based retirement accounts (IRA, SEP IRA, 401k etc) cannot be transferred elsewhere without penalty (unless you have reached age 59.5).

Can you set up multi-currency accounts?

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